It depends on what you make and what your bills are like obviously, but "they" say you should have at least 6 months household salary saved up in case of an emergency. This seems like a huge amount of money, but if you start out slow you can get it there overtime.
If you start a high interest savings account, you can earn interest on whatever you are saving to help you get ahead faster than you would otherwise. Why not right? You can open them up via the internet without ever having to go into a bank.
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